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Budget Planner

Build a budget you will actually keep.

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Monthly take-home income

$/mo

What actually lands in your account.

Needs

$2,630 / $2,100 target

Wants

$500 / $1,260 target

Saving & investing

$700 / $840 target

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Left over each month

$370

Money with no job yet. Give it one — that's how it stops disappearing.

Needs: $2,630 · 63%
Wants: $500 · 12%
Saving: $700 · 17%
Total spent: $3,830

Against the 50/30/20 guideline

Half to needs, a third to wants, a fifth to your future. A guideline, not a rule.

Needs$530 over
Wants$760 under
Saving & investing$140 under

Educational estimate only. Not financial, tax or investment advice. The 50/30/20 split is a guideline, not a rule — a high-cost city or a debt payoff year will look different.

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